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^{Oportun is not a bank and has no direct FDIC insurance coverage for your deposits. However, Oportun holds your deposits in a FDIC insured account at Wells Fargo Bank and other FDIC insured financial depository institutions. Your cash savings through Oportun are FDIC-insured up to $250,000. FDIC insurance is only available upon the failure of Wells Fargo Bank or other depository institutions.}