How to withdraw money from the Oportun app

For banking members:

1) Tap the Transfer money button and move what you want to withdraw from your savings goals or Bills balance to your Spending balance
2) Tap Transfer money again, and choose Spending in the From field
3) In the To field, select your bank account
4) Enter the amount you want to add
5) Tap Make transfer

For savings-only members:

1) Tap the Transfer money button
2) In the From field, choose a goal to withdraw funds from
3) In the To field, select your bank account
4) Tap Next and enter the amount you want to withdraw
5) On the Review Transfer screen, tap Make transfer when you're ready
6) If your bank supports real time transfers, you will be able to choose between a free standard withdrawal or an instant withdrawal for $.99
7) Tap Confirm withdrawal

When will my withdrawal arrive?

 Federal Holidays

Instant withdrawals

What are instant withdrawals?

With instant withdrawals, your money saved in goals can arrive back in your bank account in a matter of minutes for an additional $.99.

Members with a savings-only account may have the option pay a $.99 fee for an instant withdrawal to their linked checking account. If your linked bank account supports real-time transfers, you'll see a screen asking you to choose between a free standard withdrawal and an instant withdrawal before you confirm your transfer.

Please note:

Depending on who you bank with, as well as certain settings on your checking account, instant withdrawals may not be available to you at this time. 

Is there a limit on how much I can withdraw instantly?

Instant withdrawals are capped at $5,000 per transfer. 

Instant withdrawal fee

You will see the $.99 fee debited from your linked checking account within 1-3 business days after you request your withdrawal.