Age and location requirements for banking and savings-only members

How old do I have to be to use savings or banking?

You must be at least 18-years-old to open an account with Oportun.

Please see here for investing and retirement age requirements: Age, citizenship, and other requirements for Oportun investing and retirement accounts

Can I open an account if I am not a US citizen?

Right now, banking is only available to US citizens or Permanent Residents of the United States. More terms apply, see here for eligibility requirements:  

To use savings-only, you must be a US resident. Please see our terms for details:  

Can I use the Oportun app outside of the United States?

For your safety, the Oportun app can only be accessed within the United States and you must have a US mobile number registered on your account.

For members with Puerto Rican phone numbers, be sure to include the US country code (+1) with your mobile number when signing up (ex: +1 555-555-5555).