For more details on transaction amounts and frequency limits banking members can consult the DDA Agreement.
Are there limits on spending, checks, and transfers out of my account?
|
Transaction type |
Limit | Frequency |
|---|---|---|
| Point of Sale transactions with the Oportun® Visa® Debit Card | $2,000/day | No limit |
| ACH transfers (including pre-authorized recurring transfers) to another financial institution | $5,000/transaction; $20,000/month | No limit |
| ATM withdrawals using your Oportun Visa debit card
(domestic or international)
|
$500/day | No limit |
| Cashback/bank teller withdrawals | $500/day | No limit |
| User-initiated checks |
$3,000/the first check; No limit after |
No limit |
| Moving funds between Spending, Bills, and Savings balances |
No limit |
No limit |
Are there limits on deposits into my account?
| Deposit Method | Limit | Frequency |
|---|---|---|
| Direct Deposit |
$100,000/day |
100 direct deposits/30-day period
|
| ACH transfers (including pre-authorized recurring transfers) from another financial institution |
$2,500/transaction; $15,000/month | No limit |
| Funds added through credit or debit card transaction |
$2,000/transaction | No limit |
| Mobile check deposit | Not supported | - |
| Cash deposit (ATM, bank teller) | Not supported | - |